Compare our Personal Checking Accounts to find the right match for your needs. Simple Checking
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Platinum Interest CheckingOpen Now Premium 50 Interest Checking
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Direct Interest Checking
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Minimum Opening Balance $50 $1500 $50 $50
Monthly Service Charge No $10 if balance drops below $1,500 No No
Interest Bearing No Yes Yes Yes
Compounded & Credited n/a Monthly Monthly Monthly
Interest Type n/a Highest Competitive Competitive
First box of standard checks is complimentary No Yes Yes Yes
Unlimited Transactions Yes Yes Yes Yes
Mailed Statements Yes Yes Yes Yes

All Personal Checking Accounts include:


*When you sign up for your account, or if you need a replacement card, you have the option of receiving an Instant Issue Debit Card – that means instant access to your funds! Your permanent card will arrive in approximately 7-10 business days. If you need a replacement card, call or stop by your favorite branch. There is a $10 replacement fee. If your card is lost or stolen, please call (830) 792-1950 during business hours (9:00am-5:00pm Monday through Friday), or call (800) 500-1044 if outside of business hours.

**All checking accounts are eligible for Savings Made Simple, a savings account that allows you to focus on what matters. Debit card transactions are rounded to the nearest dollar, and the difference is automatically transferred to your savings account or other DDA.