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Compare our Personal Checking Accounts to find the right match for your needs. Minor Checking
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Personal CheckingOpen Now Plus Checking
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Premium Interest Checking
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Minimum Opening Balance No minimum balance      
Monthly Service Charge No monthly service charge No monthly service charge with any of the following:
  • Direct Deposit
  • $1,500 average balance
  • $10,000 in combined minimum balances

$9 monthly service charge if direct deposit or balance requirements not met.
No monthly service charge with any of the following:
  • $5,000 average balance
  • $50,000 in combined minimum balances

$15 monthly service charge if balance requirements not met.
No monthly service charge with any of the following:
  • $10,000 average balance
  • $100,000 in combined minimum balances

$30 monthly service charge if balance requirements not met.
ATM Unlimited ATM fee reimbursements nationwide Unlimited ATM fee reimbursements nationwide Unlimited Free ATMs nationwide Unlimited Free ATMs nationwide
Additional Benefits     Free Cashier's Checks Free Cashier's Checks

Free Domestic Wire Transfers

Free Guadalupe Bank branded checks

All Personal Checking Accounts include:

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No ATM Fees Nationwide

Debit Card Icon

Debit Card*

Online Banking Icon

Online Banking

Mobile Banking & Mobile Deposit Icon

Mobile Banking & Mobile Deposit

Billpay Icon

Bill Pay

estatements Icon

E-Statements

Mobile Deposit Icon

Direct Deposit

Text Alerts Icon

Text Banking & Alerts

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Person-to-Person Payments

Savings Icon

Savings Made Simple**

*When you sign up for your account, or if you need a replacement card, you have the option of receiving an Instant Issue Debit Card – that means instant access to your funds! Your permanent card will arrive in approximately 7-10 business days. If you need a replacement card, call or stop by your favorite branch. There is a $10 replacement fee. If your card is lost or stolen, please call (830) 792-1950 during business hours, or call (800) 500-1044 if outside of business hours.

**All checking accounts are eligible for Savings Made Simple, a savings account that allows you to focus on what matters. Debit card transactions are rounded to the nearest dollar, and the difference is automatically transferred to your savings account or other DDA.

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