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With interest rates at an all time low, it might be time to consider refinancing your home. Generally, it's a good idea to consider refinancing whenever the interest rate for mortgages is more than two percentage points below your present mortgage. But this is not the only time you should consider a refinance. Refinancing you home can provide many benefits.
Refinancing to a lower interest rate and/or a longer term loan can help increase your cash flow by lowering your monthly payments.
Want to get cash out of your home? If you've built equity in your home, a cash-out refinance allows you to use that equity to pay for things like home improvements, family vacations, debt consolidation or other financial needs.
As time goes by your needs can change. The right loan when you purchased your home may not be right for you now. Refinancing your home allows you to change the type and length of your loan.
If you are interested in refinancing your home, contact one of our lending experts today at (830) 792-1950.
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