*When you sign up for your account, or if you need a replacement card, you have the option of receiving an Instant Issue Debit Card – that means instant access to your funds! Your permanent card will arrive in approximately 7-10 business days. If you need a replacement card, call or stop by your favorite branch. There is a $10 replacement fee. If your card is lost or stolen, please call (830) 792-1950 during business hours (9:00am-5:00pm Monday through Friday), or call (800) 500-1044 if outside of business hours.

**All checking accounts are eligible for Savings Made Simple, a savings account that allows you to focus on what matters. Debit card transactions are rounded to the nearest dollar, and the difference is automatically transferred to your savings account or other DDA.