Ready to buy a new home? You've come to the right place.
At Guadalupe Bank, our team of local lenders are here to guide you through the home-buying process. Our lenders are experienced in all types of mortgage loans and can help you find the right loan to fit your needs. We offer competitive rates and outstanding customer service, plus all of our loan decisions are made locally so we can get you into your new home as quickly as possible.
We offer the following types of mortgage loans and can help you find the right loan for your needs.
Conventional Loans have a fixed rate and monthly payment for the entire life of the loan. It’s easy to budget for this type of loan because your payment will always be the same. The rate on a conventional mortgage loan is generally higher than an adjustable-rate mortgage.
Adjustable Rate Loans
Adjustable Rate Loans are an alternative to a conventional loan. If you will be moving in a few years, or if you think interest rates will be going down, you might consider an adjustable rate since monthly payments may be lower. We’ll let you know how much the rate can be adjusted over the life of the loan, so you’ll know from the beginning the absolute maximum amount you would ever have to pay.
FHA Loans offer lower interest rates, require a relatively small down payment and are insured through the Federal Housing Administration.
VA loans are a type of mortgage that is backed by the Department of Veterans Affairs. It provides many benefits to current service members, veterans and eligible surviving spouses. VA Loans can offer very low interest rates, no down payment and require no private mortgage insurance.
Get started. Contact one of our lenders today at (830) 792-1950.