Select the answer that best describes your situation in each question below.
When you’re finished, click Add Up My Points. Continue… I’ll take the test later. to find out what your score means

Your age

Your Annual Gross Income

Amount You Can Afford To Save Each Week

Amount You Currently Have In Savings

The Difference Between Your Current Age And Planned Age At Retirement

The Approximate Value Of Any Retirement Plan You Currently Have

Your Projected Weekly Need At Retirement

What Your IRA Test Score Means

If Your Test Score Is…

Under 14 Points:

An IRA may not be right for you at this time. Speak to one of our representatives for more information.

14 Points or More:

If your age is 21 to 35:

Now is the ideal time to open an IRA. If you invest $2000 a year at 6% or more, you could have $300,000 or more at age 65.

If your age is 36 to 45:

You’re in your peak earning years. Start an IRA today. Don’t delay.

If your age is 46 to 64:

If you haven’t opened an IRA by now, you should do so immediately.

If your age is 65 or more:

If you’re retired, it’s too late to open an IRA. But if you’re still working, you have until age 70-1/2 to continue investing for a more secure future.


This chart is for your information only. Be sure to consult a customer service representative before opening an Individual Retirement Account. ©2014 The Forms Group, All Rights Reserved